Public Evidence Packet
Wise
Privacy Policy
2e62256f-eb3a-45c5-95ba-e7b297822af5- Screening date
- 19 Jul 2026, 03:55 UTC
- Jurisdiction
- Global
- Risk screening
- Medium · 6/10
- Score trace
- Baseline; no earlier public change
This packet records PolicyWatcher evidence and AI-assisted screening for one public change. It is not legal advice, a compliance verdict, a certification, or proof that the external source remains unchanged.
- 01Source Confidence
- 02Explainability
- 03Governance Relevance
- 04Report Output
Dataset QA · sanitized public view
Source Confidence
- Publication gate
- Published
- Retrieval state
- Review required
- Latest retrieval
- 06 Jul 2026, 03:59 UTC
- Sanitized channel
seeded- Data status
- Available
- Public snapshot evidence
- Available
Public snapshot fingerprints
41c09d5a016a2dc6609f19874fa889100503b4b01491458f99fab25637657eb1Captured 06 Jul 2026, 07:20 UTC24c8d27f01acbce767c162ffbe4ae8a7b84223110b9383a7dc9c2b7723d84475Captured 19 Jul 2026, 03:55 UTCSource confidence describes recorded retrieval and publication state. It does not rate the provider policy or certify source authenticity.
Source-anchored screening trace
Explainability
Wise's updated policy increases data sharing for fraud prevention and slightly reduces its explicit commitment to AI transparency, impacting user privacy.
- Reason 1+1 score contribution
New clause for collecting fraud risk data from financial partners.
- Related KPI
- No related KPI recorded
- Source side
- Not recorded
Source passage not recordedThis historical reason has no recorded source passage.
- Reason 2+1 score contribution
Weakened commitment to 'always' inform users about direct AI interaction.
- Related KPI
- No related KPI recorded
- Source side
- Not recorded
Source passage not recordedThis historical reason has no recorded source passage.
- Reason 3+0.5 score contribution
Renaming of 'Behavioural biometrics' to 'User interactions' without changing data type.
- Related KPI
- No related KPI recorded
- Source side
- Not recorded
Source passage not recordedThis historical reason has no recorded source passage.
Score reasons and deltaScore values are stored AI-assisted screening outputs. Verified anchors confirm only that the quoted passage occurs in the named snapshot; they do not prove the interpretation.
Advisory review map
Governance Relevance
EU AI Act
Official Journal text, 2024
Which recorded policy statements may be relevant to transparency, automated decisions, data use and human oversight review?
- AI training opt-out
- Not Available
- Algorithmic transparency
- Mentioned
- Automated decisions
- Partial
- AI bias and fairness
- Absent
ISO/IEC 42001
ISO/IEC 42001:2023 overview
Which recorded policy statements may inform an AI management-system review of transparency, risk oversight and independent assurance?
- Algorithmic transparency
- Mentioned
- AI bias and fairness
- Absent
- Independent audit
- Absent
- Regulatory compliance
- Comprehensive
NIST AI RMF
AI RMF 1.0; NIST revision in progress, checked 2026-07-29
Which recorded policy statements may support Govern, Map, Measure or Manage review questions?
Exact change-bound files
Report Output
Both files are generated from this exact change ID.
Download exact-change PDF Download exact-change JSON9618db29f2eff6d5c6a7eca0dac9d082ac2dd6d6c303461daf9c22d61b439ef2Questions before reuse
- Does the original Privacy Policy source still match the recorded public snapshot version 2?
- Do the cited source passages support each displayed reason, KPI value and regional note?
- Which advisory framework topics require specialist legal, risk or governance review for this use case?
- Has a later public change superseded this packet before it is reused in a decision or publication?