Public Evidence Packet
PayPal
User Agreement
472a92ae-24a8-4d9c-a47b-66f043669f57- Screening date
- 07 Jul 2026, 02:34 UTC
- Jurisdiction
- EU
- Risk screening
- Medium · 5/10
- Score trace
- Baseline; no earlier public change
This packet records PolicyWatcher evidence and AI-assisted screening for one public change. It is not legal advice, a compliance verdict, a certification, or proof that the external source remains unchanged.
- 01Source Confidence
- 02Explainability
- 03Governance Relevance
- 04Report Output
Dataset QA · sanitized public view
Source Confidence
- Publication gate
- Published
- Retrieval state
- Review required
- Latest retrieval
- 06 Jul 2026, 03:59 UTC
- Sanitized channel
seeded- Data status
- Available
- Public snapshot evidence
- Available
Public snapshot fingerprints
dcc651853121f39a69abe965fdc1aa7b74abee98a7ce2a4a039a11821a93bea1Captured 06 Jul 2026, 07:20 UTC3e217da9e7ae7a1db9b349adc236cadeadd301a3ed9218ab56117447e2280894Captured 07 Jul 2026, 02:34 UTCSource confidence describes recorded retrieval and publication state. It does not rate the provider policy or certify source authenticity.
Source-anchored screening trace
Explainability
No changes were found in this PayPal User Agreement update; it continues to detail service terms, account management, and regulatory compliance for Luxembourg users.
- Reason 10 score contribution
No changes were detected, so no new risks introduced by this update.
- Related KPI
- No related KPI recorded
- Source side
- Not recorded
Source passage not recordedThis historical reason has no recorded source passage.
- Reason 2+1 score contribution
Continuous funding authority grants PayPal ongoing permission to charge linked sources.
- Related KPI
- No related KPI recorded
- Source side
- Not recorded
Source passage not recordedThis historical reason has no recorded source passage.
- Reason 3+1 score contribution
PayPal retains account data and electronic money post-closure for legal obligations.
- Related KPI
- No related KPI recorded
- Source side
- Not recorded
Source passage not recordedThis historical reason has no recorded source passage.
Score reasons and deltaScore values are stored AI-assisted screening outputs. Verified anchors confirm only that the quoted passage occurs in the named snapshot; they do not prove the interpretation.
Advisory review map
Governance Relevance
EU AI Act
Official Journal text, 2024
Which recorded policy statements may be relevant to transparency, automated decisions, data use and human oversight review?
- AI training opt-out
- Not Available
- Algorithmic transparency
- Opaque
- Automated decisions
- Opaque
- AI bias and fairness
- Absent
ISO/IEC 42001
ISO/IEC 42001:2023 overview
Which recorded policy statements may inform an AI management-system review of transparency, risk oversight and independent assurance?
- Algorithmic transparency
- Opaque
- AI bias and fairness
- Absent
- Independent audit
- Absent
- Regulatory compliance
- Comprehensive
NIST AI RMF
AI RMF 1.0; NIST revision in progress, checked 2026-07-29
Which recorded policy statements may support Govern, Map, Measure or Manage review questions?
Exact change-bound files
Report Output
Both files are generated from this exact change ID.
Download exact-change PDF Download exact-change JSON4bbaa094f87c9ab4a9cd5853667d900fc4973bca287a56f175838085497a1112Questions before reuse
- Does the original User Agreement source still match the recorded public snapshot version 2?
- Do the cited source passages support each displayed reason, KPI value and regional note?
- Which advisory framework topics require specialist legal, risk or governance review for this use case?
- Has a later public change superseded this packet before it is reused in a decision or publication?