Public Evidence Packet
PayPal
User Agreement
ab33f12c-223c-4045-89ac-0ea091eb21c3- Screening date
- 10 Jul 2026, 01:47 UTC
- Jurisdiction
- EU
- Risk screening
- Medium · 6/10
- Score trace
- +1 points from previous public change
This packet records PolicyWatcher evidence and AI-assisted screening for one public change. It is not legal advice, a compliance verdict, a certification, or proof that the external source remains unchanged.
- 01Source Confidence
- 02Explainability
- 03Governance Relevance
- 04Report Output
Dataset QA · sanitized public view
Source Confidence
- Publication gate
- Published
- Retrieval state
- Review required
- Latest retrieval
- 06 Jul 2026, 03:59 UTC
- Sanitized channel
seeded- Data status
- Available
- Public snapshot evidence
- Available
Public snapshot fingerprints
3e217da9e7ae7a1db9b349adc236cadeadd301a3ed9218ab56117447e2280894Captured 07 Jul 2026, 02:34 UTCdcc651853121f39a69abe965fdc1aa7b74abee98a7ce2a4a039a11821a93bea1Captured 10 Jul 2026, 01:47 UTCSource confidence describes recorded retrieval and publication state. It does not rate the provider policy or certify source authenticity.
Source-anchored screening trace
Explainability
This PayPal User Agreement outlines terms for Luxembourg residents, detailing account types, payment services, and user responsibilities, with standard financial service clauses.
- Reason 10 score contribution
Account data and e-money can be held indefinitely post-closure for risk protection.
- Related KPI
- No related KPI recorded
- Source side
- Not recorded
Source passage not recordedThis historical reason has no recorded source passage.
- Reason 20 score contribution
Users are liable for actions of third parties they authorize to access their account.
- Related KPI
- No related KPI recorded
- Source side
- Not recorded
Source passage not recordedThis historical reason has no recorded source passage.
- Reason 30 score contribution
PayPal may automatically update linked card information without explicit user action.
- Related KPI
- No related KPI recorded
- Source side
- Not recorded
Source passage not recordedThis historical reason has no recorded source passage.
Score reasons and deltaScore values are stored AI-assisted screening outputs. Verified anchors confirm only that the quoted passage occurs in the named snapshot; they do not prove the interpretation.
Advisory review map
Governance Relevance
EU AI Act
Official Journal text, 2024
Which recorded policy statements may be relevant to transparency, automated decisions, data use and human oversight review?
No assessed KPI value is available for this advisory mapping.
Framework sourceISO/IEC 42001
ISO/IEC 42001:2023 overview
Which recorded policy statements may inform an AI management-system review of transparency, risk oversight and independent assurance?
- Independent audit
- Absent
- Regulatory compliance
- Comprehensive
NIST AI RMF
AI RMF 1.0; NIST revision in progress, checked 2026-07-29
Which recorded policy statements may support Govern, Map, Measure or Manage review questions?
No assessed KPI value is available for this advisory mapping.
Framework sourceExact change-bound files
Report Output
Both files are generated from this exact change ID.
Download exact-change PDF Download exact-change JSON7d083ca0b2ad77ca7ea1d7ebedf0742e35dc65525a6fcb5c94a6cbb552e6700bQuestions before reuse
- Does the original User Agreement source still match the recorded public snapshot version 3?
- Do the cited source passages support each displayed reason, KPI value and regional note?
- Which advisory framework topics require specialist legal, risk or governance review for this use case?
- Has a later public change superseded this packet before it is reused in a decision or publication?